Financial Planning for Pre-Retirees

"Today is a great day to start planning our financial future"

Is this you?

• Your Mortgage could be mostly (or totally) paid off but you do not have many other investments or assets. 
• You would like to continue with the lifestyle you are used to, even in retirement.
• You may want a career change, rather than retire from work force.
• You may want to ensure your financial assets are distributed to your loved ones as you would like, when you pass away.  Do you have children from a previous marriage? Can an ex –spouse have a claim on your assets?
• You may have health concerns, and you may want to start your own business…

Your main concerns could be:

• Do I have enough for retirement?  How much do I need to continue on my lifestyle habits?
• Estate planning concerns. 
• How can we make the most of available assets?  Can we use the equity of our home for wealth creation strategies?  Can we salary sacrifice more?  Will that effect our lifestyle too much? 
• Is my Superannuation invested according to my risk profile?  
• Do I still need insurances?  

Contact Vino Financial Freedom today for an appointment with a qualified financial planner to find solutions to your financial concerns.